SUNNYD is going SPOOKYD for the Halloween season with a limited-edition mystery flavor.
“Halloween is all about embracing the unexpected, and SpookyD brings that spirit to life in a way only SUNNYD can,” said Randi Jachino, Chief Marketing Officer, Harvest Hill Beverage Company. “We’ve created a beverage that’s more than just a seasonal offering—it’s an experience. Whether you’re hosting friends, celebrating with family, or simply getting into the Halloween spirit, SpookyD adds a little mystery and a lot of fun to the occasion.”
What do you think the flavor is? It would make sense if it were pumpkin pie spice. But that would be boring. It would be a funny trick if it were apple juice. So, if you truly want to make it spooky, it needs to be… candy-corn-flavored. Yuck!
They will be available at Walmart starting this month.
When I was little, I watched Annie and fell in love with Tim Curry singing Easy Street. Then, as a teenager, I fell in love with the sexy Sweet Transvestite in The Rocky Horror Picture Show. And to this day and forever more, I will always love him.
So my heart is breaking, as are the hearts of so many people from different generations. My 12-year-old niece adored him from Home Alone 2 and her favorite movie, Clue.
No matter what he did, whether it was a comedy, a drama, a horror, or a musical, he made everything better with his standout, fantastic performances. He was always perfection.
But then in 2012, he was robbed of his singing and dancing abilities by a stroke. So today he was freed from his chair, and he can dance and sing like he used to.
So, I picture him doing what he did in that scene above from Wiseguy, dancing on his grave with such joy! Dance, Tim! Dance!!!
You will never be forgotten because generations will grow up with your performance. People will dress up as you as Frank-N-Furter at midnight screenings. They will scream when they see you as the original and best Pennywise. You were the best butler in cinematic history, whether it was in Clue or Family Affair. You were so good at being the bad guy, and no matter how bad you were, we could never hate you.
I could go on and on because you did so much and you did so brilliantly. So be at peace in Heaven because you deserve it.
For most people under thirty, the student loan is the credit file. It’s the oldest tradeline, the biggest balance, and often the only account with a payment history long enough for a lender to weigh. That one line item ends up doing triple duty as a résumé, a rental reference, and a lending decision.
None of that would matter much if the loan behaved. In 2026, it isn’t behaving. New analysis from The Century Foundation and Protect Borrowers found roughly one in four borrowers with a payment due is now delinquent, nearly triple the pre-pandemic rate, and borrowers who fell behind lost an average of 57 points off their credit score in the first three quarters of 2025.
That isn’t a slow drift. It’s a cliff, and young adults are standing closest to the edge.
The Score Drop Shows Up Somewhere Specific
A 57-point score drop stays abstract until it collides with a decision someone else is making about you. Then it has an address, a monthly payment, or a job offer attached to it.
Rentals. Many property managers screen with a minimum score at or above 650. A borrower who slid from 680 to 580 often falls below the cutoff to be considered at all, and the denial can arrive as silence rather than a letter.
Auto loans. The same buyer who would have qualified for a prime rate at a credit union gets routed to subprime paper. Over a five-year note, the spread can add thousands to the total cost of the car and raise the odds of falling behind on the higher payment.
Employment. Employers in finance, government, and roles with fiduciary duties often pull credit as part of a background check. A delinquent tradeline can shrink the list of jobs a graduate is competitive for.
Insurance and utilities. In jurisdictions that allow it, credit-based scoring feeds premiums and deposit requirements. Rules vary by state and country, so what applies depends on where you live.
Federal Loans Report Everywhere, and They Report for Years
The reach of a student loan on a young file comes down to two features. It reports across all three major bureaus, and negative marks generally stay on the report for seven years from the date of the first missed payment. A single serious delinquency isn’t a bad month. It’s a fixture that every downstream decision-maker reads, over and over, until it ages off.
That’s also why the account dominates the score math. Payment history is the largest single factor in most models, the balance drives utilization and debt-to-income, and the account age often anchors the length-of-credit calculation. When there’s little else on the file to dilute a bad entry, the entry does most of the talking.
Sometimes the Reporting Itself Is Wrong
A lot of what has landed on credit reports over the past year doesn’t cleanly reflect what borrowers actually owe or paid. Loans have moved between servicers. Income-driven repayment applications have been denied, reprocessed, and denied again. Payments have been misapplied, and discharges haven’t usually been recorded.
When any of that shows up as a 90-day delinquency, the borrower carries the damage, not the servicer. The Fair Credit Reporting Act exists for exactly this gap. The first step is a written dispute to both the bureau and the furnisher, with documentation. If the response is a form letter that leaves the entry untouched, an FCRA attorney can pursue the furnisher and the bureau under statutes that generally allow recovery of attorney fees, which is why most borrowers can bring a case without paying out of pocket.
The takeaway is smaller than it sounds. The line item on your report is a data entry made by a company, not a permanent fact about you. Read the file early, read it in full, and correct any inaccurate entry on paper before it prices your next apartment, your next car, or your next job.
At the end of last year, Barry Manilow, 83, was diagnosed with lung cancer. Thankfully, it was in the early stages, and he was able to beat it. However, it took a toll on his body and his voice. Therefore, he was forced to postpone his tour several times. Finally, this summer, he was able to play some dates.
Now, the singer is home in Las Vegas, and he was supposed to play some dates at Westgate Las Vegas Resort & Casino this weekend and in September. But he announced today that those dates are not going to happen.
Hi everybody – Barry here.
And I want you to be the first to know that we’re going to take a quick break.
We just finished a fantastic summer tour.
29 shows in 68 days.
The shows were fantastic.
The audiences were fantastic.
And I sounded fantastic.
But it seems that we were pushing a little too hard.
Now we all need to sit down and shut up.
So, we’re going to take a break until we return to the Westgate Las Vegas on October 8th.
When I’ll be singing like a bird.
I hope to see you then.
* New Westgate concert dates will be announced next week.
Hopefully, he will be chirping by then, and in time for his Christmas shows that he and his fans enjoy so much.
